How It Works

STEP BY STEP

Your Journey to Vehicle Ownership

Follow our simple 4-step process and you could be driving your new vehicle within days.

Apply Online

Takes less than 5 minutes

Fill in our quick online application form with your basic details. No credit checks are performed at any stage - we believe everyone deserves a chance at reliable transport. Simply provide your personal information and employment details to get started.

Employed applicants: Minimum net income of R14,000 per month
Self-employed applicants: Minimum net income of R20,000 per month
No ITC or credit checks - blacklisted applicants welcome

5 minutes No credit check

Upload Documents

Through our secure client portal

Once your application is submitted, upload your supporting documents through our secure client portal. Everything is encrypted and handled with the utmost confidentiality.

South African ID - certified copy or clear photo
Valid Driver's Licence - front and back
Latest Payslip - if permanently employed
3 Months' Bank Statements - if permanently employed
6 Months' Bank Statements - if self-employed

Secure portal 100% confidential

Get Approved

Within 3 business hours

Our auto-approval system reviews your application and documents quickly. No lengthy bank processes, no waiting weeks for a response. We aim to get you approved within 3 business hours so you can get on the road as fast as possible.

Monday - Friday: 8:00 AM - 5:00 PM
Saturday: 8:00 AM - 2:00 PM
Auto-approval system - no ITC checks performed
98% approval rate for qualifying applicants

3-hour turnaround No ITC checks

Sign & Drive

Collect your vehicle

Once approved, sign your rent-to-own contract digitally through our client portal. Pay your deposit and first instalment, then collect your vehicle and hit the road. It's that simple.

Digital contract signing through the client portal
Pay your deposit and first monthly instalment
Collect your vehicle from our Vredendal showroom
72-month rent-to-own term - own the vehicle at the end

Digital signing 72-month term

REQUIREMENTS

What You Need to Qualify

Whether you're permanently employed or self-employed, we have a path to vehicle ownership for you.

Permanently Employed

Minimum R14,000/month net income

Valid South African ID document
Valid Driver's Licence
Latest payslip as proof of income
3 months' bank statements
No credit check or ITC clearance needed

Self-Employed

Minimum R20,000/month net income

Valid South African ID document
Valid Driver's Licence
6 months' bank statements
Proof of business or trading activity
No credit check or ITC clearance needed

FAQ

Frequently Asked Questions

Got questions? We've got answers. Here are the most common things people ask us.

What documents do I need?

For permanently employed applicants, you'll need your South African ID, valid driver's licence, latest payslip, and 3 months' bank statements. If you're self-employed, you'll need your SA ID, driver's licence, and 6 months' bank statements. All documents can be uploaded securely through our client portal.

How long does approval take?

We aim to approve applications within 3 business hours during our operating hours: Monday to Friday 8:00 AM - 5:00 PM, and Saturday 8:00 AM - 2:00 PM. Applications submitted outside these hours will be processed on the next business day. Our auto-approval system ensures fast turnaround times.

Can I apply if I'm blacklisted?

Yes, absolutely. We do not perform any ITC or credit checks. Whether you're blacklisted, have bad credit, or no credit history at all, you can still apply and qualify for our rent-to-own programme. The main requirements are a valid ID, driver's licence, and meeting the minimum income threshold.

What happens at the end of the term?

At the end of your 72-month (6-year) rent-to-own term, the vehicle is officially transferred into your name. There are no hidden costs, balloon payments, or surprise fees. The car you've been driving becomes your own property once all instalments are paid.

What are the monthly payment ranges?

Monthly payments start from approximately R3,500 per month, depending on the vehicle you choose. The exact amount is determined by the vehicle's value and your deposit. Payment dates are flexible and can be aligned to your salary date for maximum convenience. Visit our showroom page to see current pricing on available vehicles.